Purpose-Built Financing for Multi-Unit Residential Projects
CMHC MLI Select Financing
Strategic financing tool designed for developers and investors who understand leverage, long-term cash flow, and disciplined project execution.
At Assentt, we help clients structure, qualify, and execute CMHC MLI Select financing from concept to funding.
Experienced real estate investment professionals
Developers building or scaling rental portfolios
GP–LP structured project sponsorship teams
Professionals transitioning into institutional-grade developments
What Is CMHC MLI Select?
Up to 95 percent loan-to-value • 50-year amortizations • Lower interest rates • Reduced debt service • Improved project viability and returns
CMHC MLI Select is a government-backed financing program for multi-unit residential projects that meet affordability, accessibility, and environmental standards. This is institutional-grade financing. Structured properly, it changes the economics of a deal. The program rewards better projects with better financing, higher points mean better terms.
If you are flipping houses, this is not your product!
Projects That Qualify
MLI Select applies to:
- New construction multi-family projects
- Purpose-built rental developments
- Mixed-use projects with residential components
- Student housing
- Seniors housing
- Affordable housing developments
- Select conversion and refurbishment projects
Minimum unit count typically starts at 5 units, but the program is most powerful at scale.
How the Point System Works
CMHC MLI Select uses a points-based scoring model across three pillars:
The higher your score, the better your financing terms. This is where most projects succeed or fail.
Looking for an Expert Financial Consultant?
Book yourself a ticket for a callback or virtual meeting with our Expert Team.
- Call Now : (437) 286-2000
Assentt Wealth - CMHC MLI Select Financing
Unlock preferential CMHC MLI Select financing for qualifying rental developments with Assentt
Where Assentt Adds Value
Many developers underestimate the planning required to qualify for MLI Select. Others overbuild and destroy returns trying to chase points blindly. We take a disciplined, finance-first approach.
Our Role Includes:
Project feasibility analysis under MLI Select rules
Point optimization strategy without overcapitalizing the build
Financial modeling and pro formas aligned with CMHC expectations
Debt structuring and lender coordination
Application management and lender packaging
Support through conditional approval and funding
We think like lenders because we work with them daily.
Why Developers Work with Assentt
We are CPAs first, not salespeople
We understand tax, cash flow, and capital structure
We challenge assumptions before CMHC does
We design financing around long term wealth, not short term approvals
CMHC financing is not about filling forms. It is about presenting a project that makes economic sense under scrutiny. That is our lane!
Common Mistakes We See
Chasing points without understanding cost versus benefit
Weak or unrealistic operating assumptions
Improper rent modeling
Poor coordination between architect, energy consultant, and lender
Treating CMHC like a conventional mortgage application
CMHC does not fund optimism. It funds structure.
Our Process
Initial strategy call and project review
MLI Select eligibility and scoring assessment
Financial modeling and capital stack design
Lender selection and application packaging
CMHC coordination through approval and funding
Clear steps. No surprises.
Talk to Us Before You Commit Capital
MLI Select decisions must be made before finalizing design, budgets, and rents. Fixing mistakes later is expensive.
If you are serious about a multi-family project and want financing that actually supports scale, let’s talk. Book a consultation with Assentt. We will tell you if MLI Select works for your project. And just as importantly, if it does not.
- Call Now : (437) 286-2000